Deposit Schemes

Secure Your Future With Our Deposit Schemes

Competitive interest rates, flexible tenures, and guaranteed returns

Fixed Deposit

Guaranteed returns with flexible tenures

Interest Rates (w.e.f. 01/09/2022):
30 ते 45 दिवस 4.00% p.a.
46 ते 90 दिवस 4.50% p.a.
91 ते 180 दिवस 6.00% p.a.
181 ते 365 दिवस 7.00% p.a.
366 ते 730 दिवस 7.75% p.a.
731 दिवसांच्या पुढे 8.00% p.a.
  • Minimum deposit: ₹1,000
  • Flexible tenure options
  • Auto-renewal facility
  • Loan against FD available
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Recurring Deposit

Build savings systematically with monthly deposits

Interest Rate:
आवर्त ठेव (All tenures) 8.00% p.a.
  • Minimum monthly deposit: ₹100
  • Tenure: 6 months to 10 years
  • Regular savings habit builder
  • Premature withdrawal allowed
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पुनर्गुंतवणूक ठेव (Re-Investment Deposit)

15 महिन्यापासून - Compound interest with reinvestment

Interest Rate:
15 महिने पासून 7.50% p.a.
  • Quarterly compounding
  • Automatic reinvestment
  • Higher effective returns
  • Flexible tenure options
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मासिक प्राप्ती ठेव योजना (Monthly Income Scheme)

Monthly income from your deposit

Interest Rate:
मासिक प्राप्ती 7.00% p.a.
  • Regular monthly income
  • Guaranteed returns
  • Ideal for retired persons
  • Flexible deposit amounts
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Frequently Asked Questions

Everything you need to know about our deposit schemes

The minimum amount required for Fixed Deposit is ₹1,000. You can deposit any amount above this minimum in multiples of ₹100.

Yes, you can avail loan against your Fixed Deposit up to 90% of the deposit amount. The loan interest rate is lower than personal loan rates.

Premature withdrawal is allowed with a penalty of 1% on the applicable interest rate. The remaining interest will be paid as per the completed tenure.

Interest on Recurring Deposit (आवर्त ठेव) is calculated quarterly at 8.00% p.a. compounded quarterly.

Yes, we provide daily home collection service for Pigmy Deposit. Our collection agent will visit your home/office at a convenient time to collect your daily deposits.

Ready to Start Your Savings Journey?

Visit our nearest branch or call us to open your deposit account today. Our friendly staff will guide you through the entire process.

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